Terms of Service
Terms and conditions for using our service
Terms of Service
These terms govern your use of our Coast FIRE calculator service. By using our service, you agree to these terms and conditions.
Last updated: March 24, 2026
Use our free calculators to plan your FIRE journey, save your calculations, and share your results with others.
Misuse our service, violate others' rights, or use calculations for illegal or harmful purposes.
Calculations are estimates for educational purposes only. Consult a financial advisor for professional advice.
1. Acceptance of Terms
By accessing and using CoastFIRE Hub ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the service after changes constitutes acceptance of the new terms.
2. Description of Service
CoastFIRE Hub provides free financial calculators including:
- Coast FIRE Calculator
- Barista FIRE Calculator
- Fat FIRE Calculator
- Universal FIRE Calculator
- Coast FIRE Grid
Our calculators are provided for informational and educational purposes only. They should not be considered as professional financial, legal, or tax advice.
3. Intellectual Property
Your Rights to Calculations
You have the right to use any FIRE calculations generated through our service for personal purposes. You may share your results freely. However, please note that financial calculations are estimates and should be used alongside professional advice.
Our Intellectual Property
The CoastFIRE Hub platform, including our calculators, website design, brand elements, and proprietary technology, remains our intellectual property. You may not copy, modify, or redistribute our platform or technology without permission.
4. User Responsibilities
You Agree To:
- • Use the service for lawful purposes only
- • Provide accurate information when requested
- • Not attempt to disrupt or damage our service
- • Not use automated systems to access our service without permission
You Must Not:
- • Use the service for any illegal purpose
- • Attempt to gain unauthorized access to our systems
- • Transmit viruses or malicious code
- • Impersonate others or misrepresent your affiliation
5. Disclaimers and Limitations
Not Financial Advice
Our FIRE calculations are based on standard financial formulas and assumptions. While we strive for accuracy, calculations are estimates only. We recommend consulting with qualified financial advisors for important financial decisions.
Service Availability
While we strive to maintain reliable service availability, we cannot guarantee uninterrupted access. We may temporarily suspend service for maintenance, updates, or due to circumstances beyond our control.
Limitation of Liability
CoastFIRE Hub is provided "as is" without warranties of any kind. We do not guarantee the suitability of calculations for any specific purpose. We are not liable for any decisions made based on our calculations.
6. Privacy
Your privacy is important to us. Please review our Privacy Policy, which describes how we collect, use, and protect your information when you use our service.
7. Changes to These Terms
We may update these Terms of Service from time to time. When we make changes:
- We will update the "Last updated" date at the top of this page
- For significant changes, we will notify users via email or service notifications
- Continued use of our service after changes constitutes acceptance of new terms
Questions About These Terms?
If you have any questions about these Terms of Service or need clarification, please contact us. We're here to help.