Lean FIRE targets a frugal retirement with low spending (around $30K/year). Coast FIRE means investing enough today that compound growth reaches your goal without further contributions. Barista FIRE combines part-time work with investments to cover expenses. Fat FIRE aims for a luxurious retirement with 1.5-2x normal spending. The right one depends on your spending habits, timeline, and how you feel about work.

The quiz asks 7 questions about your spending habits, work preferences, risk tolerance, timeline, and values. Each answer adds weighted points to one of the four FIRE types. The type with the highest total score is your recommended path. It is not a financial diagnosis — it is a starting point to guide you toward the right calculator.

Yes. Many people start as one type and transition to another. A 25-year-old might start with Coast FIRE (invest aggressively, let it grow), switch to Barista FIRE at 35 (cut back to part-time), and reach Lean FIRE by 40. The quiz recommends your best starting point based on your current mindset and situation.

The quiz matches your preferences and mindset to a FIRE type — it does not calculate your actual FIRE number. For that, use the recommended calculator after getting your result. The quiz is designed to point you in the right direction, not replace running the actual numbers.

Click through to the recommended calculator and plug in your actual numbers — current age, savings, spending, and expected returns. The calculator will show your specific FIRE number and how long it will take to reach it. That is where the planning starts.