FIRE Calculators

Free interactive tools to help you plan your financial independence journey. Calculate your path to FIRE in minutes.

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Coast FIRE Calculator

Calculate your Coast FIRE number - the amount you need invested today for your portfolio to grow to fund your retirement by age 65.

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Universal FIRE Calculator

Compare Lean, Coast, Barista, and Fat FIRE numbers side by side. Find your path to financial independence with detailed projections.

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Coast FIRE Cheat Sheet

Free printable Coast FIRE cheat sheet. Look up your number by age and spending level β€” no calculator needed.

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FIRE Type Quiz

Not sure which FIRE type fits you? Take this free 2-minute quiz to find out β€” Lean, Coast, Barista, or Fat FIRE.

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Barista FIRE Calculator

Calculate how much you need invested to cover part of your expenses, allowing you to work part-time or pursue lower-stress work.

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Fat FIRE Calculator

Calculate your Fat FIRE number for a comfortable retirement with higher spending, travel, and lifestyle flexibility.

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Coast FIRE Grid

Interactive table of Coast FIRE numbers by age and spending level. See exactly where you stand at a glance.

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Roth vs 401k Calculator

Compare Roth and Traditional 401k contributions side by side. See which one leaves you with more after taxes in retirement.

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Roth IRA Calculator

Check your 2026 Roth IRA contribution limits based on income and filing status. Know exactly how much you can contribute.

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Monte Carlo FIRE Simulator

Run 500 randomized market scenarios to test if your retirement portfolio survives. Probability-based retirement planning.

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How to Use These Calculators

1

Choose Your FIRE Type

Different FIRE paths work for different lifestyles. Coast FIRE lets your investments grow over time. Barista FIRE lets you work part-time now. Fat FIRE funds a luxurious retirement.

2

Input Your Numbers

Enter your current age, target retirement age, annual spending, and current savings. Be honest with your numbers β€” accurate inputs lead to accurate projections.

3

See Your Path to FIRE

Get instant results showing your FIRE number, how much you need to save monthly, and when you'll reach financial independence. Adjust the sliders to see different scenarios.

Ready to Start Your FIRE Journey?

Use our free Coast FIRE calculator to see how much you need to save today for financial freedom tomorrow.

Calculate Your Coast FIRE Number